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Originally Posted by Bruddaman:

All the remittances sent to Guyana could be called savings. So if you sent money to relatives you saved. I mean that was part of your disposable income.

Disposable Income.... now that's a word I did not hear for a long time. Residual income is the way to go; apply the 80:20 rule. That is save at least 20% for wealth building and if you want to dabble in investments, then include in your portfolio those with capital gains.  What your short term and long term strategies? 

Mitwah

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