Every single Black Negro who cry crocodiles tears and blame others for their failure, should let Mr Robert Smith be a inspiration to them.
They need to get off their arss and work, save and invest.
What might interest you is that I know many people who know this man. He and they talk about racism. This is why he helps out these black men because he knows full well the battles that they will encounter against black hating racists like you, so he wants to ensure that student loan debt isn't an additional challenge.
Your hatred of blacks prevents you from knowing blacks enough for them to trust you. You exude the stench of hatred and even people who know you (who are Indian) have told you this.